Get started with your counseling.
We strongly urge you to visit with an attorney to discuss the benefits,
costs and consequences of filing for personal bankruptcy. And if you are
not sure what you need, contact us—we will help you on the right path.
This counseling and the subsequent certificate can be received by
telephone and online — in both English and Spanish. CredAbility’s
counselors are available nationwide, 24/7.
To begin pre-filing bankruptcy counseling, call 800.251.2227 to schedule
a telephone or in person appointment or click on the green "Start an
online session" button above.
How to Prepare for your Counseling Session
We strongly recommend that you watch this video to understand what
documents you will need to have available, and how to get the most value
from your counseling session.
Identity Theft
Learn
the necessary steps to protect your information and avoid the common
mistakes that allow someone to take your identity. This course will help
you understand what you must do if you are a victim of identity theft.
Importance of Saving
Listen as our CredAbilityU experts discuss the importance of saving and tips to keep you on track
read more at Free Prebankruptcy Credit Counseling
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